Let's Connect   

Give us a call 0800 001 561

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We make
finance easy.
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View repayments or check eligibility without

affecting your credit score with our smart technology

 

Faster, easier access to finance

Our technology compares rates from major lenders, then we negotiate directly to get you the best rate

Easily check your eligibility without affecting your credit score to get instant approval.

We make the application process hassle free, you can do everything online, sign and hit the road.

Welcome to the no-effect credit check.

View the amount you are able to borrow and check you're eligible without it effecting your credit score. Our smart technology then provides you super fast approval online.

   Talk to a specialist

We have helped thousands of Kiwi's to drive better. We are committed to making it easy for our customers and love managing the process for them.

With over 900+ positive reviews and counting

Get to know team easy

We’re driven to make things easier,improve finance and
streamline our industry. So we can offer a better customer experience.

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Dominic Kelly
Finance Specialist

"It nice to finally work for a company that is so focused on their customers"

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Glenn Wilson
Director

"Customer experience is our number 1 priority and we have an amazing team who deliver day in day out."

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Sue Leydon
Head of Sales

"It's a real pleasure to manage a team with such passion"

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Pirette Macpherson
Finance Specialist

"I enjoy helping my customers get their next dream car, making sure they buy right and make it easy for them"

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Evan Davie
Finance Specialist

"I love working in such a nice company and a great team"

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Alicia Canavan
Customer Loyalty Specialist

"One of our biggest priorities is making sure all our customers want to use us again"

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Rob Chamberlain
Head of Innovation

"It’s great building our technology and marketing to support the team, which makes the customer experience better"

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Scott Robertson
Director

"We are proud of the company culture we have created, a happy team create happy customers."

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Trent Adams
Finance Specialist

"I've been here since 2016 and it's been great ride watching us and the team grow"

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"Could this be you joining our team? Connect with us"

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Dominic Kelly
Finance Specialist

"It nice to finally work for a company that is so focused on their customers"

profile-image
profile-image
Glenn Wilson
Director

"Customer experience is our number 1 priority and we have an amazing team who deliver day in day out."

profile-image
Sue Leydon
Head of Sales

"It's a real pleasure to manage a team with such passion"

profile-image
profile-image
Pirette Macpherson
Finance Specialist

"I enjoy helping my customers get their next dream car, making sure they buy right and make it easy for them"

profile-image
profile-image
Evan Davie
Finance Specialist

"I love working in such a nice company and a great team"

profile-image
profile-image
profile-image
Alicia Canavan
Customer Loyalty Specialist

"One of our biggest priorities is making sure all our customers want to use us again"

profile-image
profile-image
profile-image
profile-image
profile-image
Rob Chamberlain
Head of Innovation

"It’s great building our technology and marketing to support the team, which makes the customer experience better"

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Scott Robertson
Director

"We are proud of the company culture we have created, a happy team create happy customers."

profile-image
Trent Adams
Finance Specialist

"I've been here since 2016 and it's been great ride watching us and the team grow"

profile-image
profile-image
profile-image
profile-image
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"Could this be you joining our team? Connect with us"

Let’s connect     

Complete online in minutes and get moving.

  • Select amount you want and view repayments
  • You can check your eligibility and get approved without it affecting your credit score
  • Get verified and complete to get the loan online

  

Questions? We’ve got the answers.

Why choose Simplify for car finance?

We make getting finance fast and easy. Get an instant quote and pre-approval in minutes. Then view repayments to find out  what you can borrow and get a lending decision within 60 minutes. 

As one of New Zealand’s largest car finance providers, we negotiate to provide our  customers volume discounts and compare finance that’s right for you.  

Save time and it’s hassle free. We do it all for you – the admin, paperwork and even  negotiations with the dealer or seller. 

 

Why get car finance online?

We combine smart technology to offer you a safer and easier process. By getting  your loan with Simplify – you can view your repayments, get a quote and apply  online, directly on your mobile or through our website. 

You’ll get instantly pre-approved, then simply complete your application in two  minutes and get moving within hours.

 

How Simplify saves you money?

When you apply, our platform automatically sends you links for what you need to send us. As a minimum, you will need to provide the following documentation:

A photograph or scan of your driving licence.

Proof of your income, such as a payslip or a 3 months worth of bank statement so we can ensure you’ll be able to keep up with your monthly payments.

Our platform will verify your identity automatically, in some cases we may request a utility or mobile bill if needed.

Does applying for car finance affect your credit score?

Applying couldn’t be easier or faster with Simplify: 

  • Enter what you’re looking to borrow, get a quote in seconds and be instantly  approved by using our eligibility tool.  
  • Then apply online and get a final decision within 60 minutes or talk to one of our  specialists. 
  • Buy with confidence with our free advice, vehicle checks and proceed, we pay the  dealer so all you need to do is pick up the car. 

Get your quote online now  

 

What is your credit score?

Your credit score or rating is the number used to reflect an individual’s borrowing and  loan repayment history. The higher your score, usually the better your chances of  being approved for credit are. Your credit score can range from 0 to either  1,000-1,200. With Simplify, you can check your score and your free Credit Report

Find out if you’re eligible?

Your eligibility depends on your credit rating. The better your credit rating, the more  chance you’ll have of being accepted for a loan or securing a better deal. If you have 

a lower credit rating, you may still be able to secure a deal, but it might include  higher monthly repayments or interest rates. You can find out if you’re eligible without  it affecting your credit score by using our free Eligibility Tool 

Or if you want to discuss your situation or just get some advice, give us a call on 0800 001 561 or schedule a call back

How do I apply to get finance?

Applying couldn’t be easier or faster with Simplify: 

  • Enter what you’re looking to borrow, get a quote in seconds and be instantly  approved by using our eligibility tool.  
  • Then apply online and get a final decision within 60 minutes or talk to one of our  specialists. 
  • Buy with confidence with our free advice, vehicle checks and proceed, we pay the  dealer so all you need to do is pick up the car. 

Get your quote online now  

 

What documents do you need to finance a car?

When you apply, our platform automatically sends you links for what you need to send us. As a minimum, you will need to provide the following documentation:

• A photograph or scan of your driving licence.
• Proof of your income, such as a payslip or a 3 months worth of bank statement so we can ensure you’ll be able to keep up with your monthly payments.
• Our platform will verify your identity automatically, in some cases we may request a utility or mobile bill if needed.

How does Simplify make their fees?

As a car finance broker, we help customers find car finance deals. We can negotiate  better deals with our major lenders who provide us volume discounts, because we  provide 000’s of Kiwis car loans on a regular basis. We compare our best rates and  offers which we pass onto our customers.  

Simplify is the smarter way to get your next car. By arranging your finance in  advance, you can often get a better deal on the purchase price, at a lower rate and  avoid paying extra when financing with dealers. Customers who get their loan  through us on average save $2,038* 

Plus we offer free advice and Vehicle Check the car you’re looking to buy. Which  means you know your getting it at the right price – just give us a call on 0800 001 561  or schedule a call back

 

What can you buy with finance from Simplify?

With Simplify, we finance cars, motorcycles, vans, trucks, touring caravans and boats. We can also provide finance for more specialist vehicles and even business loans, so whatever you’re thinking of buying, give us a call on 0800 001 561

What makes Simplify customers so happy?

Simplify has grown to become one of New Zealand’s largest and most trusted finance providers. From humble beginnings, co-founded by Scott Robertson and Glenn Wilson in 2015, we have been focused on providing easier access to finance. Making the whole process faster and more enjoyable.

With over 800 positive 5 Star reviews and counting. We have repeatedly been awarded Platinum Trusted Service by Feefo. You can read our reviews here.

Read our story