Fees & Charges

SCHEDULE OF STANDARD FEES AND CHARGES APPLIED TO CONSUMER CONTRACTS

All finance approvals are subject to lender credit criteria and responsible lending requirements.  Terms and interest rates offered will depend on your own individual or company circumstances and the type of loan arrangement and financier. Repayment terms offered can range between 12 and 84 months.

Fees payable by you to us, for the provision of brokering services

Our service fee (commonly referred to as an origination, introducer or broker fee), for arranging finance on your behalf can vary between $ 0.00 and $ 2,500, depending on the type of loan arrangement, and is included in your loan structure/repayments.

The fee charged relates to the provision of our specialised services in assisting you in obtaining the right solutions to meet your needs and objectives. If you do not enter into the credit contract you will not be charged.

Simplify is responsible for administering insurance policies on behalf of Autosure.

An administration fee of $ 75 is charged by Simplify, to cover expenses related to the additional administrative costs of changing or cancelling an insurance policy outside of the cooling off period. This fee will be deducted from the pro rata reimbursement, where the policy is eligible for one.

Lender fees and charges, terms and conditions will apply, and we will discuss these with you once we can establish your objectives and which lender best suits your needs.

Responsible lending criteria, terms, conditions and fees that may apply and can be viewed below:

• Alphera Financial Services https://www.alphera.co.nz/customer/consumer-contracts/fees-and-interest-rates

• Automotive Finance Direct https://www.autofinancedirect.co.nz/fees-charges-interest

• Avanti Finance https://www.avantifinance.co.nz/rates-fees/

• Branded Financial Services https://www.brandedfinancial.co.nz/rates-fees/

• Community Financial Services https://www.cfsfinance.co.nz/disclosure-info/

• Finance Now https://www.financenow.co.nz/help-categories/rates-and-fees/

• Financial Holdings Limited https://www.fhlnz.co.nz/interestRates/

• Geneva Finance https://www.genevafinance.co.nz/important-information#standard-fees

• Heartland Bank https://www.heartland.co.nz/car-loans/rates-fees-terms

• Oxford Finance https://www.oxfordfinance.co.nz/fees-and-charges/

Commission

We may receive commission from a financier for assisting you to obtain finance. These commissions may also vary depending on the total volume of business that we arrange with this financier each month.

Referral fees

We receive referrals from a broad range of sources and we may pay fees to these sources (e.g. motor dealers, real estate agents, mortgage brokers or accountants) for referring you to us. You do not pay these fees. Total fees paid by us to any referrer, are simply a portion of any fees or commissions earned and paid to Simplify, by the financier. and are not an additional fee.