Compare Car Insurance

Car Insurance

Stop guessing. Start Comparing.

At Simplify, we cut through the jargon to find you the right policy fast - compare NZ car insurance and start saving!

Get is sorted instantly

A simpler way to sort your car insurance

Clear options

Clear, easy-to-understand cover options that help you compare, decide, and move forward with confidence.

Get covered, faster

A quicker, more streamlined way to go from quote to protection - with fewer steps and less time spent figuring things out

Better value cover

Choose insurance that balances protection and price, so you’re not paying for more than you need - our price promise.

Join thousands of New Zealanders who’ve taken control of their finances, funded their goals, or handled life’s curveballs with a personal loan from Simplify.

Comprehensive Car Insurance

Cover your car with confidence with comprehensive insurance that protects both your vehicle and others so you re not left out of pocket if something goes wrong.

Accidental damage cover

Theft and fire protection

Cover for other vehicles and property

Storm and natural event cover

Rental car or transport options

Optional extras like roadside assistance

All designed to give you peace of mind, so you can drive knowing you re properly covered.

Here's how it works

Answer a few simple questions

Tell us about yourself, your vehicle, and the kind of cover you’re after so we can line up suitable options.

Compare your cover options

See cover types and available options clearly, side by side, before you commit.

Choose what works for you

Pick the policy that suits your needs and budget. If you want a hand, our team can help talk it through.

Insurance by New Zealand’s leading partners

Check your current cover

If you already have car insurance, it’s still worth taking a look. A quick comparison can show whether you’re getting the right cover at the right price.

Check your current cover

Compare your options

Switch if it’s worth it