Whatever your next move is

Compare more major lenders, get personalised loan matches, in minutes

100% Online

Learn more about personal loans

Get a fast decision

You can get an online decision fast, once you have applied and been approved, you should have access to funds within one business day.

Enjoy the open water

A Simplify loan makes it easy for you to get out on the water. You can borrow from $5,000 to $500,000 as long as we're confident you can manage the repayments.

Find zfsafnance match

Once you've compared loans, simply select your online match and apply, we'll give you a quick decision so you’re ready to go.

Complete your application

Let our experts guide you through the car finance process, and help you with the paperwork and negotiations with the seller.

Improve your financial wellbeing

How to apply online

We work with you to create personal debt consolidation plans

Get to know you

Tell us a bit about yourself -how much you’d like to borrow, what it’s for, and a few details about your income and expenses. It only takes a few minutes.

Get to know you

Tell us a bit about yourself -how much you’d like to borrow, what it’s for, and a few details about your income and expenses. It only takes a few minutes.

Get to know you

Tell us a bit about yourself -how much you’d like to borrow, what it’s for, and a few details about your income and expenses. It only takes a few minutes.

Join thousands of New Zealanders who’ve taken control of their finances, funded their goals, or handled life’s curveballs with a personal loan from Simplify.