Frequently Asked Questions

Who is Simplify?

We are an online finance company who has simplified the car buying process, so you can obtain the very best package when purchasing your next new or used car.

Simplify is a new, easy way to get finance approved for your next car – all from your mobile.

We help you with your financing needs by partnering with all the major lenders offering the most competitive rates and fantastic service is our passion.

Finance with less frustration.

How is Simplify a better way to finance?

You can quickly and easily choose your preferred loan amount and term via our online portal. You can apply in seconds, there’s no obligation and you can be approved in minutes.

Not sure of the right loan term or amount? Get started with our car
finance calculator.

FinanceFirst by Simplify is a smarter way to finance. By choosing the right finance product for your purchase you can save a lot more money compared with just negotiating the price of the car. By arranging your finance in advance, you know exactly what you can spend, and focus on what’s important, your new car. Our customers who have their finance ‘locked-in’ prior to shopping on average save $1,789.

72% of consumers surveyed had a negative experience buying their last car. We can help you find you next car and even help you negotiate with the dealer, no haggling needed.

Finally, we pride ourselves on a great customer experience and making the process as seamless as possible. Don’t just take our word for it – be sure to check out our customer reviews.

What are the benefits of Simplify?

  • Lightning speed– our technology gives you a finance decision in minutes.
  •  Painless– we manage the majority of the transaction on your behalf. We like to keep things simple, so you enjoy the car, not the process.
  • Competitive finance rates – exclusive to our Simplify customers.
  • Advice – our team of experts can help with advice on the car as well as which finance product is best for you.

How does Simplify make their fees?

Simplify have partnered with the most trusted lenders in New Zealand ensuring there are no hidden costs. Simplify make the standard commission which is included in the loan, so you’re not paying any additional mark-ups or extra’s.

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